Numerous individuals think that safes only offer insurance against burglary, and since they live in a secure area, don’t think they need to buy one. However, Locksmith in Miami specialists thinks safes can also protect valuables from a house fire. So, by installing a fire-proof safe in the home or office, it can give you much peace while decreasing premiums on your insurance. If a fire breaks out in the house, having your valuables secure in a fire-proof safe can be the difference in avoiding a total disaster.
Such vast numbers of individuals are managing a small business nowadays. Working from home gives people added freedom and is more common today, but the trail of paperwork created in the company is considerable too. For example, homeowners and business owners use cash for payments while still using their bank accounts and checkbooks. Furthermore, keeping tabs on payment receipts and essential documents becomes an ordeal to keep safe from both theft and fire.
So, protecting money, valuables, and, essential documents from both fire and burglary, becomes a significant reason to buy a safe. Understanding how a safe can secure your valuables from fire is something only our Miami Locksmith can show you effectively.
What are the different types of safes?
Mainly, there are two reasons behind getting a safe installed, which mirror the two main classifications of safe:
- Protection against theft
- Protection against fire
A few safes will offer protection in the two categories; however, it is difficult to do both efficiently. Security safes have thick, robust walls that could stop burglar attacks, whereas a fire-proof safe commonly has thinner insulated walls that are less robust, which means burglars have a better chance of breaking into them.
Underneath these high-level categories, other quality safes are accessible and simpler to choose. It is significant for the insurance agencies to know what type of safe you purchased so they can offer you a suitable premium or reduce the premium for valuables appraised.
What kinds of fire safes are there?
There are basically two kinds of fire safe: to protect data and to protect documents paper:
Fire data safes are appropriate for putting away tapes, CDs, DVDs, USB, hard drives, and, even for film negatives. Data requires more protection than paper as the media can melt or get ruined at a lower temperature.
The fire test standards recommend that the critical maximum temperature of the below media can’t be exceeded:
- Digital media: 120˚C
- Computer data: 52˚C
Fire document safes are right for putting away critical paper documents, for example, birth certificate, wills, house deeds, contracts, and, business documents.
The fire test norms require that the critical maximum temperature for paper documents is 175˚C.
What fire rating do I need?
Any safe producer can claim a fire rating for their safes. However, just a maker who tests their safes through a trusted global independent safety science company such as, UL (Underwriters Laboratories) may utilize the “UL” logo on their fire protection rating. It means that UL has tested samples of a product and determined that the goods meet specific and defined requirements.
A few makers may attempt to trick the customer by stating that parts of the safe were UL tested. On the other hand, what people need to know is if the safe has been tested, not merely the electric cables, or lock, or light set, and, etc.
House fires safety
Most house fires burn quickly, and they don’t burn at their hottest temperatures for a long time. It means a 30 minute UL rated safe will protect paper documents for at least 30 minutes in a typical house fire. Moreover, a 90 minutes UL rated safe will protect paper archives for at least 90 minutes and, basically that what it means.
I know it’s almost impossible to know the right amount of time that a fire burns but it is a decent baseline for people to understand fire rated safes. Thus, if the safe is used for putting away firearms, a high-level fire rating safe is less significant to you than if the safe is utilized for putting away film, electronic data, and, hard drives. What are you going to protect? If you’re on a budget, balancing what’s important to protect is a significant factor, too.